Health iPASS guarantees clearly defined, transparent pricing, with no hidden fees or junk charges, so you understand every fee clearly, ensuring you pay only the exact costs set by credit card networks plus our defined markup, with no hidden charges, offering flexibility, compliance, and cost savings that adapt to your business needs, empowering you to take control of your credit card processing fees.
With Heath iPASS’s Transparent Pricing model, you pay the exact fees set by credit card networks (e.g., Visa, Mastercard) plus our clearly defined processing markup. This full transparency ensures you know exactly where your organization’s money is going.
Unlike flat-rate and tiered pricing models where transactions are bundled into arbitrary categories, Health iPASS Transparent Pricing shows you every transaction’s true cost, with exact breakdowns on your statement.
Flat-Rate models charge the same fee regardless of the transaction type. For healthcare providers with many debit or low-risk transactions, this often results in paying more money than necessary.
Health iPASS’s Transparent Pricing benefits you directly if interchange rates drop (which happens twice a year), as revenue is tied only to the agreed-upon markup. Providers can also benefit from lower card network fees if you process low-risk transactions. If your customers use rewards cards less frequently or pay with debit cards, you’ll see the cost savings directly. Speak with one of our sales associates to learn more about Health iPASS pricing.
In the complex world of credit card processing, not all pricing models are created equal. As a healthcare provider, choosing the right one can save you thousands each year. Let’s break it down:
A single percentage fee for every transaction, regardless of card type or method.
Processors bundle transactions into 3–6 “tiers” (e.g., qualified, mid-qualified, non-qualified).
You pay the true cost (interchange + card network fees) plus a small fixed markup.
Easy to understand (e.g., 2.75%) — but oversimplified.
A set rate depending on the tier, often not transparent.
Transparent and itemized costs — you see exactly where your money goes.
You pay the same for high rate on low-cost debit cards as you do for expensive reward credit cards.
You rarely know how your transactions are categorized — and processors often assign many to the most expensive tier.
You benefit from lower-cost transactions, like debit and HSA/FSA cards, which are common in healthcare.
A single percentage fee for every transaction, regardless of card type or method.
Easy to understand (e.g., 2.75%) — but oversimplified.
You pay the same for high rate on low-cost debit cards as you do for expensive reward credit cards.
Processors bundle transactions into 3–6 “tiers” (e.g., qualified, mid-qualified, non-qualified).
A set rate depending on the tier, often not transparent.
You rarely know how your transactions are categorized — and processors often assign many to the most expensive tier.
You pay the true cost (interchange + card network fees) plus a small fixed markup.
Transparent and itemized costs — you see exactly where your money goes.
You benefit from lower-cost transactions, like debit and HSA/FSA cards, which are common in healthcare.
Health iPASS enables small to medium-sized businesses to take advantage of pass-through pricing, which is typically only available to very large organizations. As your business grows, our Transparent Pricing adapts to your evolving needs without penalizing you with arbitrary rate increases. Only Health iPASS helps small to medium sized businesses (SMBs) leverage the same savings as higher-volume businesses.
Card network fees are regulated by credit card networks and updated periodically. With Health iPASS’s Transparent Pricing, you stay compliant and aligned with industry standards.
In an industry filled with confusing pricing models, ours stands out for its fairness, transparency, and alignment with your business interests. When you choose Health iPASS, you can reduce costs, gain clarity, and build a stronger partnership with your payment provider. Schedule a free consultation to learn if Health iPass is a fit for your healthcare organization.
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